Bankruptcy can’t write off criminal fines or restitution. But it can help in other crucial ways.
Can Bankruptcy Help at All with My Criminal Debts?
Debts related to alleged criminal behavior generally can’t be written of in bankruptcy. But bankruptcy can often still help.
Medical Costs ARE Really Rising More Slowly, But How About for You?
The trend of reduced cost increases should at least partially continue even as the economy improves. But it’s a different story for your personal budget.
Medical Cost Increases Are Shrinking . . . Really?
Health care costs have been rising more slowly. Although this is partly tied to the poor economy, some of the change appears to be more long lasting.
The Federal Budget Deficit is Shrinking, and Fast
This year’s deficit is now expected to be about 59% as much as last year’s, and the next five years’ deficits even less.
What Makes Chapter 13 So Special for Your Home and Your Vehicle?
Chapter 13 is bristling with tools to help you manage your mortgage and vehicle loan.
What Makes Chapter 13 So Special?
Would you like to favor certain important creditors over others? Often, Chapter 13 makes this possible.
Chapter 7 Complications
What if your income is too high, all your assets aren’t protected, you’re not current on your secured debts, and you can’t write off all your debts?
Chapter 7 vs. Chapter 13–Debts Secured by Your Previously Owned Household Goods and Tools of Trade
What happens to the personal possessions and tools of trade that you gave as collateral on a loan?
Chapter 7 vs. Chapter 13–Dealing with Furniture, Appliances, and Electronics
What happens to the furniture, computer and such that you owe money on? Can they be protected under both Chapters?
Chapter 7 vs. Chapter 13–Gaining Power Over Your Home Mortgage
See these bullet points on dealing with your home lender under Chapter 7 and under Chapter 13.
Chapter 7 vs. Chapter 13–Power Over Your Vehicle Lender
File under Chapter 7 if you don’t need lots of help keeping your vehicle. File under Chapter 13 if you do.
Chapter 7 vs. Chapter 13–It’s a Matter of Time
Put aside all the detailed advantages and disadvantages of these 2 options. The core difference is how each uses time in your favor.
Options Other Than Bankruptcy
Can serious debt problems be solved through settlement, consolidation, or sometimes even by simply not paying? What are the advantages/disadvantages?