What are the roles of the debtor, the creditors, the bankruptcy clerk, the judge, the Chapter 7 and 13 trustees, and the U. S. Trustee?
The Basics: You Can’t Finish Your Bankruptcy without “Debtor Education”
The same way that you can’t START a bankruptcy case without “credit counseling,” you can’t FINISH without “debtor education.”
The Basics: The “Credit Counseling” Requirement
“Credit counseling” is not really counseling. It’s not difficult, but a necessity before you can file a bankruptcy case.
The Basics: Co-Signed Debts in Bankruptcy
Bankruptcy can protect you from your co-signer. Or instead can protect your co-signer from the creditor.
The Basics: Child and Spousal Support in Bankruptcy
Bankruptcy provides limited but at the same time extraordinary help with support obligations.
The Basics: Income Taxes in Bankruptcy
Just because you owe income taxes, that doesn’t necessarily make your bankruptcy case complicated.
The Basics: Collateral Other Than Your Home or Vehicle
If you owe a debt secured by your personal property–furniture, appliances,computers–here’s what bankruptcy can do with these debts.
The Basics: Your Car or Truck
Bankruptcy can take care of your vehicle debt in many ways. Here are a baker’s dozen–13–of them.
The Basics: Your Home
Bankruptcy can enable you to keep your home through almost countless benefits. Here are 20 of them.
The Basics: More of the Simple Chapter 13 Case
Even a simple Chapter 13 case can do some very special things.
The Basics: The Simple Chapter 13 Case
A simple Chapter 13 case can be filed to do ONE special thing better than a Chapter 7 one could do, or to do MULTIPLE things better.
The Basics: The Simple Chapter 7 Case
A simple Chapter 7 case protects you from all collections, discharges all your debts, lets you keep or surrender your collateral, and keep all your other assets.
The Basics: Bankruptcy as a Moral Choice
You usually DO have a moral obligation to pay your debts. But sometime you a have a higher moral obligation NOT to.
The Basics: Protection of Your Assets
When you file a Chapter 7 bankruptcy, most of the time you can keep whatever you own. These 10 bullet points will help you make sense of this.