Be very cautious about filing without your spouse if the main reason for doing so is that you believe only you are liable on the debts.
Although you can file a “joint case together with your spouse, you are not required to do so. And sometimes definitely shouldn’t.
If you filed two bankruptcy cases in the last year that got dismissed, you need to ask the court to now get the protection of the “stay.”
Either be prepared to justify why you should be allowed to file a second bankruptcy case within a year, or maybe instead wait out the year.
If you can’t protect your co-signer through Chapter 7, Chapter 13 provides a strong and creative solution.
Chapter 13 has a very special way to protect your co-signer, the co-debtor stay. But sometimes the simpler Chapter 7 is more effective.
Bankruptcy has ways for you to protect your co-signer. But what if instead you’re the one who needs protection from the co-signer?
If your divorce decree obligates you to pay other than child or spousal support, Chapter 13’s “super discharge” may hugely help.
Paying a certain favored creditor within the year before filing bankruptcy can cause major headaches. Here’s how to avoid them.
If a lawsuit against your small business is draining your time and money, Chapter 13 can encourage the favorable settlement of that lawsuit.
If a lawsuit against your small business is driving you to close the business, filing bankruptcy will likely get rid of that lawsuit forever.
Most debts can be written off in bankruptcy. Collection agents who say otherwise about your debt are often wrong. Here’s how it works.
Chapter 13 can be the best way to protect assets. All the more so if you are led there for other reasons, especially for “priority” debts.