Be very cautious about filing without your spouse if the main reason for doing so is that you believe only you are liable on the debts.
Practical Bankruptcy: You May File a Chapter 7 Case without Your Spouse
Although you can file a “joint case together with your spouse, you are not required to do so. And sometimes definitely shouldn’t.
Practical Bankruptcy: Avoid Not Getting the “Automatic Stay” Because of Previous Bankruptcy Filings
If you filed two bankruptcy cases in the last year that got dismissed, you need to ask the court to now get the protection of the “stay.”
Practical Bankruptcy: Avoid Losing the “Automatic Stay” through a Previous Bankruptcy Filing
Either be prepared to justify why you should be allowed to file a second bankruptcy case within a year, or maybe instead wait out the year.
Practical Bankruptcy: Protecting Your Co-Signer More Flexibly Under Chapter 13
If you can’t protect your co-signer through Chapter 7, Chapter 13 provides a strong and creative solution.
Practical Bankruptcy: Protecting Your Co-Signer under Chapter 7
Chapter 13 has a very special way to protect your co-signer, the co-debtor stay. But sometimes the simpler Chapter 7 is more effective.
Practical Bankruptcy: Protecting Yourself from Your Co-Signer
Bankruptcy has ways for you to protect your co-signer. But what if instead you’re the one who needs protection from the co-signer?
Practical Bankruptcy: The “Super Discharge” of Non-Support Divorce Debts
If your divorce decree obligates you to pay other than child or spousal support, Chapter 13’s “super discharge” may hugely help.
Practical Bankruptcy: Avoiding the Embarrassment of a “Preference”
Paying a certain favored creditor within the year before filing bankruptcy can cause major headaches. Here’s how to avoid them.
Practical Bankruptcy: Encouraging the Settlement of a Business Lawsuit
If a lawsuit against your small business is draining your time and money, Chapter 13 can encourage the favorable settlement of that lawsuit.
Practical Bankruptcy: Encouraging the Dismissal of a Business-Ending Lawsuit
If a lawsuit against your small business is driving you to close the business, filing bankruptcy will likely get rid of that lawsuit forever.
Practical Bankruptcy: Dealing with Collection Agents Who Say They Will Object to Your Bankruptcy
Most debts can be written off in bankruptcy. Collection agents who say otherwise about your debt are often wrong. Here’s how it works.
Practical Bankruptcy: Keeping Non-Exempt Assets through Chapter 13
Chapter 13 can be the best way to protect assets. All the more so if you are led there for other reasons, especially for “priority” debts.