Timing your bankruptcy filing right can give you more time in your home before surrendering it to your lender.
Good Reason to Delay Filing Bankruptcy until Now: Pay Less Income Taxes AND Shorten Your Chapter 13 Case
If you owe income taxes, with wise timing you may be able to be in Chapter 13 for much less time.
Good Reason to Delay Filing Bankruptcy until Now: Pay Less Income Taxes in Your Chapter 13 Case
If you owe income taxes, with the right timing you may be able to pay less taxes and pay no more into your Chapter 13 case.
Good Reason to Delay Filing Bankruptcy until Now: Write Off More Income Taxes
If you owe income taxes, not only can you write off most older ones, you may have some control over which taxes you can write off.
Good Reason to Delay Filing Bankruptcy until Now: Get Past Any Exposure to the “Presumptions of Fraud”
Likely you’ve not committed any fraud preventing you from writing off your debts in bankruptcy. But how about “presumptions of fraud”?
Good Reason to Delay Filing Bankruptcy until Now: To Take Advantage of the Timing Twists of the “Means Test”
Waiting until just the right time to file a Chapter 7 bankruptcy can help avoid being bounded into a 3-to-5-year Chapter 13 case.
Good Reason to Delay Bankruptcy until Now: To Qualify for Vehicle Loan Cramdown
If you have a relatively new vehicle loan, waiting until you’ve had it for at least two and a half years can save you thousands of dollars
Good Reason to Delay Bankruptcy until Now: To Include 2013 Income Tax Debts
If you owe income taxes for 2013, filing a Chapter 13 “adjustment of debts” would enable you to pay that tax under very favorable terms.
Start Off the New Year by Favoring Creditors You Want and Need to Pay
Take advantage of the fact that the law happens to treat certain creditors better than others.
Start the New Year by NOT Paying Your Second Mortgage and Getting Your Home Much Closer to NOT Being Under Water
If you still owe more on your house than what it’s worth, you may be able to “strip” a second or third mortgage off your title.
Start the New Year by Permanently Resolving Your Income Tax Debts
If you owe a whole lot of income taxes, especially if you owe for multiple years, bankruptcy can get you tax debt free surprisingly fast.
Start the New Year by Stopping Tax Collections Against You
Which is more powerful–tax collection or bankruptcy protection? Most of the time, bankruptcy is.
Start the New Year by Resolving Your Child/Spousal Support Dilemma
Here’s some good news if you are behind on child or spousal support, and are being relentlessly chased on that debt. Or are about to be.
Good News for Your Happy New Year!
Here’s some of the very good news you might hear if you followed up on your New Year’s resolution to go see a bankruptcy attorney.