Have your attorney first make sure that your creditor has a right to the collateral. If so, arrange to pay for the right to keep it.
Crucial Question: Can You Keep Your Vehicle WITHOUT Catching Up on Its Payments?
You can save your vehicle with Chapter 7 if you can quickly catch up. But if you can’t, consider Chapter 13.
Crucial Question: Can Bankruptcy Allow You to Keep Your Vehicle Even If Behind on Payments?
Bankruptcy can make it possible to keep your vehicle. You have two ways, depending on how much help you need.
Crucial Question: Why Even Consider a Chapter 13 Case When Chapter 7 Looks Good Enough?
5 more very good reasons Chapter 13 is worth a close look, even if it takes much longer, and looks more expensive at first.
Crucial Question: When Should You Consider a Chapter 13 Case Even if Chapter 7 Would Enable You to Save Your Home?
Chapter 13 has so many benefits–some potentially worth lots of money to you–that it’s worth finding out what it can do for you.
Crucial Question: Can You File a Chapter 7 “Straight Bankruptcy” If You Want to Keep Your Home But Are Behind on Mortgage Payments?
Yes, Chapter 7 may make sense if discharging your other debts would enable you to catch up on your back mortgage payments quickly enough.
Crucial Question: How Quickly Will Bankruptcy Stop a Home Foreclosure?
Bankruptcy will stop a foreclosure fast. But there are some very good reasons to get your ducks in a row early.
Crucial Question: How Quickly Will the Creditors Stop Calling, Suing, Garnishing?
Two steps: 1) Hiring an attorney stops collection calls and some other creditor actions. 2) Filing bankruptcy stops everything else.
A Last Word about One of Only Two Supreme Court Consumer Bankruptcy Opinions This Year
Last month’s decision in Clark v. Rameker affects millions, if not billions, of dollars in IRAs.
An After-Fourth of July Lesson by the Supreme Court
One woman’s trip through the bankruptcy appeals process, with a total of 21 judges or justices giving her more than her day in court.
A Fourth of July Lesson in “The Rule of Law” Presented by the Supreme Court
Our nation has a legal system that, in spite of its flaws, is generally transparent, rational, fair, and respected. Happy Birthday, U.S.A.!
A Lesson in Retirement Exemptions from the Most Recent Bankruptcy Decision by the Supreme Court
Almost all forms of retirement are protected. Inherited ones aren’t, unless you are the spouse, or maybe if you live in the right state.