Save your home by catching up on real property taxes and securing the release of recorded income tax liens.
Giving Thanks for Chapter 13 Tools During Thanksgiving Week
Chapter 13 protects you from collection of back child/spousal support and income taxes, & can save you a ton of money on your vehicle loan.
Giving Thanks for Chapter 7 Tools and Tactics During Thanksgiving Week
Chapter 7 gets rid of judgment liens and older income taxes, lets business debtors avoid the “means test” and lets you keep a vehicle loan.
How Does Chapter 13 Protect Possessions that You’d Lose in Chapter 7 Bankruptcy?
If your possessions are not fully protected by the available property exemptions under Chapter 7, Chapter 13 can save the day.
What Is Chapter 13 Bankruptcy?
Chapter 13 is a creative and flexible way to deal with your debts, often much more powerfully that a Chapter 7 “straight bankruptcy” can.
When Is It OK to Use Credit Right Before Filing Bankruptcy?
So you’ve heard you can get into trouble if you use credit before filing bankruptcy. What are the rules about this?
Does My Spouse Have to File Bankruptcy with Me?
You can file bankruptcy without your spouse, but the better question is whether it is wise to do so.
What Is the “Means Test” in a Chapter 7 Bankruptcy?
To qualify for filing Chapter 7 bankruptcy, you must pass the “means test.” It is usually quite easy to pass.
What Do I Need to Disclose to the Bankruptcy Court?
You don’t like the idea of disclosing your financial life to the bankruptcy court. Can’t it be done with some privacy?
If I Filed Bankruptcy Before, Can I File Again?
It’s a matter of timing. And that timing depends on whether you previously filed under Chapter 7 or 13, and what you are filing under now.
Should I Pay Off Creditors Right Before Filing Bankruptcy?
Not a good idea. If you do your friendly creditor may have to turn over to the trustee whatever you paid it. So it wonât be so friendly.
Is it OK to Sell or Give Away Some of My Possessions Before Filing Bankruptcy?
Don’t get caught up in a “fraudulent transfer.” It’s easier than you might think to do so, because it doesn’t take fraudulent intent.