Being behind on property taxes is usually a breach of your mortgage. Chapter 13 protects you from your mortgage lender so you can catch up.
Employee withholding taxes can’t be written off in bankruptcy. But still, either Chapter 7 or 13 may provide your best solution.
If you are thinking about filing bankruptcy and have a tax refund coming, you can usually keep your refund if you get advice about doing so.
A tax lien may attach to something you own, worth less than the amount of the tax you owe. How can you get rid of that tax lien?
A tax lien may attach to assets worth more than the amount of the underlying tax. That could make either a small or a huge difference.
A tax lien recorded against your home hurts even if the home has no equity. A Chapter 13 bankruptcy can often get rid of such tax liens.
The IRS or state recording a tax lien can be very damaging in many ways. Bankruptcy can prevent that damage.