If your home is at risk because you have more equity than the amount of the homestead exemption, Chapter 7 might still save your home.
“Avoiding” Judgment Liens on Your Home
Both Chapter 7 and Chapter 13 can wipe away judgment liens. But doing so under Chapter 13 can be better when used with its other benefits.
Resolving “Statutory Liens” on Your Home
Chapter 7 doesn’t wipe away “statutory liens.” But Chapter 13 gives you a safe and flexible way to deal with them.
Protecting Your Home from Special Debts that Can’t Be “Discharged” through Chapter 13
Bankruptcy can’t write off certain kinds of debts. Chapter 13 enables you to prevent liens hitting your home from those debts.
Protecting Your Home from Special Debts that Can’t Be “Discharged”
Bankruptcy can’t write off certain kinds of debts. Chapter 7 may give you enough help to avoid liens on your home from those debts.
The Extraordinary Chapter 13 Write-off of Non-Support Divorce Debts
Chapter 7 doesn’t write off any divorce-based debts. But Chapter 13 DOES write off non-support divorce debts.
Resolving Income Tax Liens and Preventing New Ones
Chapter 7 sometimes doesn’t give much help with tax liens. But Chapter 13 hugely helps with tax liens already recorded, and stops new liens.
Catch Up on Home Property Taxes through Chapter 13
If you are behind on property taxes on your home, Chapter 7 often doesn’t give you enough time to catch up. But Chapter 13 likely would.
Get Flexible Timing for Selling Your Home
If you are behind on your mortgage and want to sell, you may be able to delay the home sale for years and pay the arrearage out of the sale.
The Benefits of a Second Mortgage “Strip”
“Stripping” off a second mortgage has major immediate and long-term benefits.
Getting Current on Your Home Mortgage through Chapter 13
You have much, much more time to catch up on unpaid mortgage payments, as well as any unpaid property taxes.
Financial Freedom in Kentucky and Indiana
This 4th of July make your move towards financial freedom. Get informed. You’ll feel tons better once you know your options.
Ten Ways to Keep Your Kentucky or Indiana Home through Chapter 13
These 10 tools, especially used in combination, can defeat your mortgage debt and other home-based challenges.