More Resolving Mortgage Accounting Disputes

Wasson and ThornhillHome Mortgages

Chapter 13 gives you a good way to resolve accounting disputes about a lender’s additional fees and charges, and whether you’ve cured the default.   Last week we described a Chapter 13 procedure to force mortgage lenders to resolve mortgage accounting disputes. This procedure focuses on changes to the monthly mortgage payment amount during the case. These are often just … Read More

Resolve Mortgage Accounting Disputes

Wasson and ThornhillHome Mortgages

It’s often hard to get straight answers from your lender about the right monthly payment amount. Here’s one way to resolve mortgage accounting disputes.   Catching Up on Your Mortgage over Time A Chapter 13 case gives you the power to catch up on your home mortgage(s) over an extended period.  This “adjustment of debts” type of bankruptcy can give … Read More

Bankruptcy Buys Time to Sell Your Home

Wasson and ThornhillSelling Your Home

Chapter 7, in the right situations, buys time to sell your home. It may buy only a couple of crucial months, or sometimes much longer.   Our last several blog posts have been about using bankruptcy to either prevent various kinds of liens hitting your home or deal with those liens if they happen. For example, in the last few … Read More