For a debt to be secured, the creditor has to go through the right legal steps. Otherwise you don’t have to pay the debt.
This 4th of July make your move towards financial freedom. Get informed. You’ll feel tons better once you know your options.
When is it moral to break your promises to pay your debts?
Gift-giving, or selling for much less than actual value, can cause problems ahead of bankruptcy, but only if it’s a large gift.
Filing bankruptcy in December instead of January can make the difference between qualifying for Chapter 7 or being forced into Chapter 13.
Doing what you believe is the right thing can backfire, if you pay a special creditor before you file bankruptcy.
Give both you, AND your assets, a fresh financial start.
Decisions that seem to make sense at the time can end up being against your best interest. Hereâs what to look out for.
There are usually ways to pay for the legal representation you need for dealing with your debt problems. First find a lawyer you can trust.
If your negligence helped cause an auto accident, you may be under financial stress from various directions. How bankruptcy can help.
You’re stuck. Very unhappy about your financial predicament but don’t know where to turn. So, resolve to get help in finding a solution.
It’s a matter of timing. And that timing depends on whether you previously filed under Chapter 7 or 13, and what you are filing under now.
Don’t get caught up in a “fraudulent transfer.” It’s easier than you might think to do so, because it doesn’t take fraudulent intent.
The federal court itself says it is “extremely difficult” to go through a Chapter 7 case successfully without an attorney.
Not under Chapter 7; more likely under Chapter 13. But it’s illegal to be fired or discriminated against in your job for filing bankruptcy.