In general, you must include every creditor in your bankruptcy documents. Most concerns you may have about this can be satisfied.
A bankruptcy filing is a matter of public record, so anybody can find out about it. But mostly just your creditors will know.
In so many often surprising ways, bankruptcy can fix your earlier mistakes, undo harms caused by creditors, and clear a better path forward.
Bankruptcy can often do SO much more than just write off debts. In many (but not all circumstances) it can get your license back.
If you’re careful it’s easy to avoid the rude surprise of hurting the friend, relative or other creditor you paid before filing bankruptcy.
“Credit counseling” is necessary before you can file a bankruptcy case. But it is only good for 180 days. Be sure to file before it expires.
Waiting until just the right time to file a Chapter 7 bankruptcy can help avoid being bounded into a 3-to-5-year Chapter 13 case.
Take advantage of the fact that the law happens to treat certain creditors better than others.
The peculiar way that the means test is calculated may give you some opportunities.
Gift-giving and gift-getting have a dangerous twist during the holiday season, if you, or your gift-giver, is in financial trouble.
The holiday season is a time to be nice. But don’t do so by paying relatives & friends what you owe them if you are considering bankruptcy.
Bankruptcy cannot help you if you drink and drive, cause an accident, and hurt somebody.
There may be very tangible benefits to seeing an attorney about bankruptcy now instead of waiting until after December 31.
Think long and hard before filing a Chapter 13 “adjustment of debts” case together with your spouse if your marriage won’t outlast it.
Although rare, sometimes it’s best for one of you to file a Chapter 7 case and the other a Chapter 13 one.