In general, you must include every creditor in your bankruptcy documents. Most concerns you may have about this can be satisfied.
Crucial Question: If I File Bankruptcy Who Will Be Told, Who Can Find Out?
A bankruptcy filing is a matter of public record, so anybody can find out about it. But mostly just your creditors will know.
20 Extraordinary Tools of Bankruptcy
In so many often surprising ways, bankruptcy can fix your earlier mistakes, undo harms caused by creditors, and clear a better path forward.
The Extraordinary Tools of Bankruptcy: Reinstating Your Driver’s License
Bankruptcy can often do SO much more than just write off debts. In many (but not all circumstances) it can get your license back.
The Extraordinary Tools of Bankruptcy: Avoid Hurting Your Favorite Creditor
If you’re careful it’s easy to avoid the rude surprise of hurting the friend, relative or other creditor you paid before filing bankruptcy.
Good Reason to File Bankruptcy Now: To Avoid Having to Repeat “Credit Counseling”
“Credit counseling” is necessary before you can file a bankruptcy case. But it is only good for 180 days. Be sure to file before it expires.
Good Reason to Delay Filing Bankruptcy until Now: To Take Advantage of the Timing Twists of the “Means Test”
Waiting until just the right time to file a Chapter 7 bankruptcy can help avoid being bounded into a 3-to-5-year Chapter 13 case.
Start Off the New Year by Favoring Creditors You Want and Need to Pay
Take advantage of the fact that the law happens to treat certain creditors better than others.
Bankruptcy and the Holidays: File in Early 2014 because of the Means Test
The peculiar way that the means test is calculated may give you some opportunities.
Bankruptcy and the Holidays: Watch Out for “Fraudulent Transfers”
Gift-giving and gift-getting have a dangerous twist during the holiday season, if you, or your gift-giver, is in financial trouble.
Bankruptcy and the Holidays: Watch Out for “Preferences”
The holiday season is a time to be nice. But don’t do so by paying relatives & friends what you owe them if you are considering bankruptcy.
Bankruptcy and the Holidays: One More Reason Not to Drive Under the Influence
Bankruptcy cannot help you if you drink and drive, cause an accident, and hurt somebody.
Bankruptcy and the Holidays: Reasons to File BEFORE the End of 2014
There may be very tangible benefits to seeing an attorney about bankruptcy now instead of waiting until after December 31.
Practical Bankruptcy: Filing a Joint Chapter 13 Case With Your Spouse if You Have a Rocky Marriage
Think long and hard before filing a Chapter 13 “adjustment of debts” case together with your spouse if your marriage won’t outlast it.
Practical Bankruptcy: Filing without Your Spouse if You Need Different Solutions
Although rare, sometimes it’s best for one of you to file a Chapter 7 case and the other a Chapter 13 one.