It’s a matter of timing. And that timing depends on whether you previously filed under Chapter 7 or 13, and what you are filing under now.
Is it OK to Sell or Give Away Some of My Possessions Before Filing Bankruptcy?
Don’t get caught up in a “fraudulent transfer.” It’s easier than you might think to do so, because it doesn’t take fraudulent intent.
Do I Need an Attorney to File a “Simple” Chapter 7 Bankruptcy?
The federal court itself says it is “extremely difficult” to go through a Chapter 7 case successfully without an attorney.
Crucial Question: Will My Employer Be Informed If I File Bankruptcy?
Not under Chapter 7; more likely under Chapter 13. But it’s illegal to be fired or discriminated against in your job for filing bankruptcy.
Crucial Question: Can I Exclude a Creditor from My Bankruptcy Case?
In general, you must include every creditor in your bankruptcy documents. Most concerns you may have about this can be satisfied.
Crucial Question: If I File Bankruptcy Who Will Be Told, Who Can Find Out?
A bankruptcy filing is a matter of public record, so anybody can find out about it. But mostly just your creditors will know.
20 Extraordinary Tools of Bankruptcy
In so many often surprising ways, bankruptcy can fix your earlier mistakes, undo harms caused by creditors, and clear a better path forward.
The Extraordinary Tools of Bankruptcy: Reinstating Your Driver’s License
Bankruptcy can often do SO much more than just write off debts. In many (but not all circumstances) it can get your license back.
The Extraordinary Tools of Bankruptcy: Avoid Hurting Your Favorite Creditor
If you’re careful it’s easy to avoid the rude surprise of hurting the friend, relative or other creditor you paid before filing bankruptcy.
Good Reason to File Bankruptcy Now: To Avoid Having to Repeat “Credit Counseling”
“Credit counseling” is necessary before you can file a bankruptcy case. But it is only good for 180 days. Be sure to file before it expires.
Good Reason to Delay Filing Bankruptcy until Now: To Take Advantage of the Timing Twists of the “Means Test”
Waiting until just the right time to file a Chapter 7 bankruptcy can help avoid being bounded into a 3-to-5-year Chapter 13 case.
Start Off the New Year by Favoring Creditors You Want and Need to Pay
Take advantage of the fact that the law happens to treat certain creditors better than others.
Bankruptcy and the Holidays: File in Early 2014 because of the Means Test
The peculiar way that the means test is calculated may give you some opportunities.
Bankruptcy and the Holidays: Watch Out for “Fraudulent Transfers”
Gift-giving and gift-getting have a dangerous twist during the holiday season, if you, or your gift-giver, is in financial trouble.
Bankruptcy and the Holidays: Watch Out for “Preferences”
The holiday season is a time to be nice. But don’t do so by paying relatives & friends what you owe them if you are considering bankruptcy.