This 4th of July make your move towards financial freedom. Get informed. You’ll feel tons better once you know your options.
Chapter 7 “straight bankruptcy” and Chapter 13 “adjustment of debts” are quite different, but still be open-minded about which is better.
You’d never have a medical transcriptionist do surgery on you. You need the surgeon’s professional judgment and skill. Same with bankruptcy.
There are usually ways to pay for the legal representation you need for dealing with your debt problems. First find a lawyer you can trust.
If you or your business is stuck in litigation that is sucking you dry financially and emotionally, bankruptcy may be your best way out.
You’re stuck. Very unhappy about your financial predicament but don’t know where to turn. So, resolve to get help in finding a solution.
The same way that you can’t START a bankruptcy case without “credit counseling,” you can’t FINISH without “debtor education.”
Under the Bankruptcy Code, they CAN file a joint bankruptcy. Maybe they SHOULD. But only with separate attorneys?
The IRS is just another creditor that you can get immediate protection from by filing bankruptcy. With some exceptions.
The best New Year’s resolution for improving your life: Find out your legal options for tackling your debts, and then act on what you learn.