As of April 1, 2016 you can have a little more debt and still qualify for a Chapter 13 “adjustment of debts”
Chapter 13 “adjustment of debts”gives you extraordinary advantages over creditors, especially over certain kinds of creditors.
Chapter 13 has many benefits not available under Chapter 7. So what determines whether you can file under Chapter 13?
Here is a summary of the changes. They apply only to new bankruptcy cases filed starting April 1.