Bankruptcy gives you options for taking charge of your financial life.
You must use the right “number of people in your household” to qualify for Chapter 7. It’s not always obvious.
You qualify for Chapter 7 without having to pass the “means test” if you fit within these very specific military-related exemptions.
Bankruptcy may give a fresh start not just to you, but also to your relationship with your co-signer.
You know bankruptcy gives you an overall fresh financial start. But it can provide special fresh starts you may not know about.
We show step-by-step how filing bankruptcy before the end of December can enable you to qualify for Chapter 7 “straight bankruptcy.”
This Thanksgiving, even in the midst of scary personal financial pressures, there is much to be thankful for.
How do these two consumer options help with your home mortgage(s)?
How does bankruptcy treat something you bought–furniture, an appliance, or some electronics–when that thing is collateral on a debt?
Some of the assets you may want to protect in a bankruptcy case are those that are security for debts.
The reality is that most people who want to file a “straight bankruptcy” Chapter 7 case can do so; if not, Chapter 13 may be better anyway.
Chapter 7 “straight bankruptcy” and Chapter 13 “adjustment of debts” are quite different, but still be open-minded about which is better.
Bankruptcy empowers you with options, including “straight bankruptcy” vs. an “adjustment of debts,” and options about creditors in each.
You’d never have a medical transcriptionist do surgery on you. You need the surgeon’s professional judgment and skill. Same with bankruptcy.
There are usually ways to pay for the legal representation you need for dealing with your debt problems. First find a lawyer you can trust.