When deciding between Chapter 7 and 13, if you choose a Chapter 13 payment plan realize that converting later to Chapter 7 is an option.
Louisville Bankruptcy Explained: “Conversion” from Chapter 7 to Chapter 13
The ability to convert to a Chapter 13 case can be extremely important if something unexpected happens soon after filing a Chapter 7 case.
Divorce and Bankruptcy: The Initial Questions and Answers
Here are the direct answers to some important threshold questions about bankruptcy involving divorce.