Chapter 13 is a tremendously flexible way to pay as much as your budget allows, over a reasonable time, and then write off the rest.
We end this series on Chapter 13 with some illustrations of how it works and why it can be so great.
Chapter 13 has huge advantages in many situations, often making any extra cost well worthwhile.
Chapter 13 is a creative and flexible way to deal with your debts, often much more powerfully that a Chapter 7 “straight bankruptcy” can.
A Chapter 13 plan lets you propose what collateral you want to keep and what it is worth paying for, giving you a lot of leverage.
You can save your vehicle with Chapter 7 if you can quickly catch up. But if you can’t, consider Chapter 13.
In so many often surprising ways, bankruptcy can fix your earlier mistakes, undo harms caused by creditors, and clear a better path forward.
If you have a relatively new vehicle loan, waiting until you’ve had it for at least two and a half years can save you thousands of dollars
Even though it’s already past Thanksgiving, there’s plenty more to be thankful for in the bankruptcy laws.
Do you absolutely need to keep your vehicle, but can’t afford the monthly payments? See if you qualify for a “cramdown.”
If you owe a debt secured by your personal property–furniture, appliances,computers–here’s what bankruptcy can do with these debts.
Bankruptcy can take care of your vehicle debt in many ways. Here are a baker’s dozen–13–of them.
Even a simple Chapter 13 case can do some very special things.
Chapter 13 is bristling with tools to help you manage your mortgage and vehicle loan.
What happens to the furniture, computer and such that you owe money on? Can they be protected under both Chapters?