An underappreciated benefit of filing bankruptcy is that you can usually remove judgment liens from your home’s title.
If you are leaving your mortgage(s) behind, what are the advantages and disadvantages of doing so within the two main bankruptcy options?
If you’re hurting financially and getting pressured to sell your home, first get bankruptcy advice to potentially save you lots of money.
Don’t let a creditor get a judgment against you. File a bankruptcy case before that can happen.
Decisions that seem to make sense at the time can end up being against your best interest. Hereâs what to look out for.
You’ve been sued by one or more creditors. They have a judgment or are about to get one. You can stop them from garnishing your paycheck.
Save your home by “avoiding” judgment liens and “stripping” your second (or third) mortgage off your title.
Chapter 13 has so many benefits–some potentially worth lots of money to you–that it’s worth finding out what it can do for you.
Two steps: 1) Hiring an attorney stops collection calls and some other creditor actions. 2) Filing bankruptcy stops everything else.
In so many often surprising ways, bankruptcy can fix your earlier mistakes, undo harms caused by creditors, and clear a better path forward.
Bankruptcy doesn’t just write off debts. It can undo bad things that a creditor has done to you. Like a judgment lien on your home.
Do you really have to file a 3-to-5-year Chapter 13 case to stop a foreclosure of your home and then be able to keep it permanently?
See these bullet points on dealing with your home lender under Chapter 7 and under Chapter 13.
Chapter 7 bankruptcy can often also wipe judgment liens off the title to your home.
Bankruptcy protects your home. Both Chapter 7 and 13 do so, but which is better for you?