Determining your correct “applicable state” can make the difference between passing and failing the means test.
We show by example how the means test works, when a person qualifies for a Chapter 7 case simply by income.
You must use the right “number of people in your household” to qualify for Chapter 7. It’s not always obvious.
Besides the many 3-year cost of living increases happening on April 1, 2016, new median income amounts also start applying on the same day.