What happens if you file a Chapter 13 case to save your home but a year or two later your income goes way down?
What happens if you file a Chapter 13 case to save your home but then later decide NOT to keep it after all?
What happens during the years of a Chapter 13 case after the judge approves your plan and you finish it?
What happens at the most important hearing you don’t attend in your Chapter 13 case, the “Confirmation Hearing”?
To demystify how Chapter 13 works, see how a relatively straightforward one pencils out.
You’ll likely be much more comfortable with the Chapter 13 “adjustment of debts” procedure once you read this story about how it plays out.
Do you really have to file a 3-to-5-year Chapter 13 case to stop a foreclosure of your home and then be able to keep it permanently?
Even if you don’t think you can stay in your home, Chapter 7 gives you more time to save money for your move, and may buy some leverage.
Bankruptcy can enable you to keep your home through almost countless benefits. Here are 20 of them.
A simple Chapter 13 case can be filed to do ONE special thing better than a Chapter 7 one could do, or to do MULTIPLE things better.
Chapter 13 is bristling with tools to help you manage your mortgage and vehicle loan.
Would you like to favor certain important creditors over others? Often, Chapter 13 makes this possible.
See these bullet points on dealing with your home lender under Chapter 7 and under Chapter 13.
Chapter 13 protects you while you catch up on or pay off very important debts.
If you qualify for both Chapter 7 and 13, look closely at how much you’d be helped by Chapter 13 before choosing Chapter 7 merely because it’s simpler.