Save your home by “avoiding” judgment liens and “stripping” your second (or third) mortgage off your title.
Yes, Chapter 7 may make sense if discharging your other debts would enable you to catch up on your back mortgage payments quickly enough.
If you still owe more on your house than what it’s worth, you may be able to “strip” a second or third mortgage off your title.
Even if you don’t think you can stay in your home, Chapter 7 gives you more time to save money for your move, and may buy some leverage.
When you start a Chapter 13 plan, it’s good to have Chapter 7 available as a backup plan.