Both Chapter 7 and 13 have the same automatic stay to stop creditor collection actions. But how they each use that tool is very different. Last time we focused on how you can use the Chapter 7 and Chapter 13 options to your time advantage. Chapter 7 “straight bankruptcy” is very fast. If all or most of your debts can be … Read More
Sue a creditor to confirm that a debt will be discharged, or to punish the creditor for violating the automatic stay or the discharge order.
Filing a “straight bankruptcy” Chapter 7 case stops the repo man even if he’s about to grab your car or truck. What happens next?
How filing bankruptcy immediately protects you and your assets from collection attempts by your creditors.
The IRS is just another creditor that you can get immediate protection from by filing bankruptcy. With some exceptions.